EMI Locker AppNo factory reset₹60/key

The EMI Locker App That Protects Financed Phones from Payment Defaults

Selling phones on EMI? Remotely lock overdue devices, send EMI reminders, track location, and recover faster — from one dashboard. Fresh phones enroll via QR at setup, running devices enroll by app install.

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✓ Remote lock/unlock ✓ AI risk scoring ✓ Hindi & English ✓ Works without internet on device (cached policy)

🇮🇳 India plan

₹60 / key activation

Pay per activation. Wallet top-up. Build your own SuperDist → Distributor → Sales → Retailer network with your own margin.

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Powerful control features

🔒 Lock / Unlock

Instant remote control on missed EMI.

🔑 Password reset / view

Help locked-out customers remotely.

🖼 Wallpaper alert

Payment reminder on lock screen.

🔊 Audio + full-screen EMI alerts

FCM push, must-acknowledge.

📍 Location + SIM fetch

Recovery & ownership proof.

📷 Camera / 📱 App / 📞 Call lock

Graduated escalation before full lock.

🔁 Reboot

Fix hangs, apply policy remotely.

🤖 AI recovery layer

Risk score, smart auto-lock, WhatsApp bot, fraud detect, forecast.

How it works

1. Top-up wallet → 2. Buy keys @ ₹60 → 3. Add customer (key consumed) → 4. Enroll device (QR / app) → 5. Auto-reminders → grace 3 days → auto-lock → payment → auto-unlock. Full audit trail.